Is a mortgage refinance right for you? Rates are still low! Speak to a Local Mortgage ProfessionalFree Consultation Competitive Rates & Fees Step 1 of 18 0% What type of property you are refinancing? Single Family Home Condominium Townhome Multi-Family Home Estimate your credit score. Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 What year did you purchase your home? 2010-2020 2000-2009 1990-1999 Before 1990 Please estimate the value of the property. What is the remaining 1st mortgage balance? What is your 1st Mortgage Interest Rate? How will this property be used? Primary Home Secondary Home Rental Property What kind of rate do you have? Adjustable Fixed Do you have second mortgage? Yes No Would you like to borrow additional cash? What is your employment status? Employed Not Employed Self Employed Military Other Bankruptcy, short sale, or foreclosure in the last 3 years? Yes No Can you show proof of income? Yes No What is your average monthly income? What are your average monthly expenses? Do you currently have an FHA loan? Yes No Any late mortgage payments in the last 12 months? None 1 Late Payment 2+ Late Payments First Name?* Last Name?* What is your email address?* What is your phone number?* Our clients are the foundation of our success.3rd Party Client Reviews All-in-One SolutionOur Loan Process...PRE-APPROVALA loan pre-approval sets you up for a smooth home buying experience. SHOPStart working with a real estate agent and viewing homes. LOAN APPLICATIONA few documents are needed to get a loan file through underwriting. LOAN PROCESSINGAssemble all the necessary paperwork and details for the underwriter. UNDERWRITINGThey closely evaluate all the documentation in the loan package. CLOSINGDocuments are drawn and sent to the title company for closing.